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Terms of Use

Last updated: 27 October 2026

Informational purposes only

Everything on this site is provided for general informational purposes only. It is not financial advice, legal advice, or professional advice of any kind. You should not rely solely on anything here when making financial or legal decisions.

Payment app rules can change without notice

Payment app rules, fees, transaction limits, and verification requirements are set by Alipay, WeChat Pay, card-issuing banks, and Chinese regulators. They can and do change without notice. Always verify current rules and fees inside the app or with your bank before relying on them. This site cannot guarantee that a payment will succeed.

Independent site — no affiliation

China Pay Guide is an independently operated reference site. It is not affiliated with, sponsored by, or endorsed by Alipay, WeChat Pay, Ant Group, Tencent, or any payment provider. Brand names are used purely for descriptive identification.

Limitation of liability

To the fullest extent permitted by applicable law, China Pay Guide and its contributors accept no liability for any loss, damage, or inconvenience arising from decisions made based on content published on this site. Use the information here at your own risk.

Third-party links

This site links to external websites that are not under our control. We accept no responsibility for the content, privacy practices, or accuracy of any linked third-party site.

Changes to these terms

These terms may be updated from time to time. The "Last updated" date at the top of this page reflects when they were last revised. Continued use of the site after an update constitutes acceptance of the revised terms.

Contact

Questions about these terms? Contact us.